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Agirc-Arcco Supplementary Pension: Here is the revaluation planned for November!

Inflation has reached crucial ranges. The state tries its greatest Protect the buying energy of the French. Apart from this, a regulation has additionally been formulated for this goal. In this textual content, the French can rejoice in the revaluation of a number of aids. 4% particularly in case of primary pension.

However, a number of unions think about that the primary pension is not enough. You ought to know that for some non-public sector workers, this represents solely 50% of their pension. Fortunately, revaluation of supplementary pension is planned. Discussions are underway for Set the new quantity.

An imbalance between pension schemes

Emmanuel Macron promised Increase in retirement pension. Has he stored his promise? The reply is sure. At least partly.

Partly as a result of the revaluation included in the Purchasing Power Act doesn’t apply to all plans. This is a 4% revaluation Concerns solely the primary pension given by the authorities.

Furthermore, Economy Minister Bruno Le Maire, Make it apparent :

“Upgrading the supplementary pension is dependent upon the social companions. We will improve primary pension. »

This scenario will increase the imbalance in governance. In reality, workers are managed by the public system More privileged than the non-public sector. Know that greater than 90% of civil servants pension is primary pension.

For former non-public sector workers, it solely represents 70% and even 50% For govt workers. Along with our colleagues from Figaro, Valérie Battigne, founder and president of Sapiendo, a agency specializing in retirement, condemned this:

“Revaluation resulting from inflation reminds us once more of the distinction in remedy between the scheme and the regulation. This widens the hole between regimes which have fiscal stability and obligations to others. »

He provides that it makes “Differences between the French”. Thus, so far as we will informNo revaluation As for supplementary pension, the already present imbalance will likely be higher.

Source: Pixabay

Supplementary Pension: When is revaluation?

Meanwhile, one factor is sure: the revaluation promised by the authorities is not alarming There is no supplementary pension. There will likely be no revaluation earlier than the hour.

In reality, based on our colleagues from The Parisian:

“The social companions that handle Agirc-Arrco, the supplementary pension for non-public sector workers, will persist with the planned schedule, which offers for the improve on November 1. »

Fortunately, this date is not too distant. Furthermore, at the time we write you these traces, for Agirc-Arrco, Discussions are already underway. It began on 13 September.

This assembly will finish Percentage of revaluation Which will likely be efficient from November 1, 2022 We already know the date, however the actual query is how a lot this improve is For this, listed here are the guidelines relating to it.

Supplementary Pension: Rules to Know

These guidelines have been adopted by the 2019 National Interprofessional Agreement. This textual content mentions what revaluation of supplementary pension is Made yearly It is calculated primarily based on:

“The common annual wage of the residents of the projected venture for the present 12 months is calculated lower than a stability issue in order that, in reality, the worth of the service of the level evolves no less than as a lot as the client worth with out tobacco, offered that the worth evolution doesn’t exceed the wages that. »

For the evolution of common salaries and costs, the statistics taken into consideration are these printed by INCI (National Institute of Statistics and Economic Studies). As everyone knows the scenario, worth evolution is greater than common wage. One factor is for certain, the worth hike will likely be positive Compared to the common wage.

Image advised by Agirc-Arrco

On September 13, Agirc-Arrco’s Technical and Financial Committee proposed a revaluation 4.8%. It have to be stated, it is not definitive. It’s extra For the opening of the debate.

In any case, this improve respects the guidelines and doesn’t go in opposition to the set monetary goals. This goal is meant to be maintained Reserve is at all times greater than 6 months.

A retirement reserve which, furthermore, a Pay until December 2023. More particularly, by the finish of 2023, Agirc-Arrco should be sure that it has a reserve that may pay for 6 months of retirement.

As anticipated, the debate will happen in the coming weeks. Still, many have expressed their place. A patronage already appears Agree with this proposal.

Eric Chevy, from the Confederation of Small and Medium Enterprises (CPME), stated:

“A rule has been set by the nationwide interprofessional settlement and so we should check with it. »

But there are additionally commerce unions gave their opinion.

Soil bank
Source: Pixabay

Union proposal

Unions agree on one factor. In the face of inflation and present authorities imbalances, Need extra assist For supplementary pension. Pierre Roger of CFE-CGC confirmed this:

“We must see how a lot it is going to be doable to go a little bit greater than the introduced figures whereas the regime is in the grip”

The CFTC’s Pascale Coton provides:

“We should assist the buying energy of retirees”.

For Michel Beauges of Force Ovrier, full:

“Especially since final 12 months, an effort was known as for retirees. »

Counterweight from final 12 months’s stagnation

Last 12 months there was inflation 1.5%But the supplementary pension was set on revaluation 1%. For this cause, this 12 months, an improve 0.1% More wants will likely be met. This charge will increase 4.9%.

Even higher, CGT’s Pierre Pluquin admits that the guidelines have been established throughout the 2019 interprofessional settlement. However, this rule have to be modified based on him. He added thatWe haven’t got a lot time To do it.

“But if we do not need retirees to lose their buying energy, the improve must be round 6%,” says Pierre Plouquin.

These are all simply opinions, nothing determined but. The dialogue will turn into extra stormy between unions and employers inside the construction of the Agirc-Arrco workplace and board of administrators. According to Capital, the actual determine have to be permitted on October 6.

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